I think sometimes

it’s not necessarily about being lazy or complaining. I think it’s a loss of ‘hope’. There are many out there who truly don’t BELIEVE they will ever be without debt, payday loans or payments and they can’t see a way out.
I’ve seen it several times with people who have attended the FPU Classes I’ve facilitated. They come truly believing there is no way out.

In my experience (7 or 8 classes now) 50% of those who come to class without hope, will leave before the 4th class. The other 50 percent gets it, at least to some degree and sticks it out to the end.

fireangel….who joined the group yesterday. Hi Eldred and Sandi!! And of course anyone else who knows me whom I haven’t ‘seen’ yet. 🙂