1. My own homework: made up an Income/Expense schedule for DH’s pay periods based on what I project his take home to be. It’ll be tight, but better than going backward. 2. Landed a child-transport job. It’s not much- $200 a month for about 15 hours of work…and it is all concentrated in the mornings.
Larry hit us a few times this week. We found a leak near a window we are fixing ourselves. Our fridge is dying but we seen that coming. So, that should all be no major deal. No emergency fund needed. Woohoo !!! I am working on a outline budget through Jan. We have a few
Although we do have cheap blue tarps everywhere. You know you’re a VS redneck when you have a budget line item and/or sinking fund for yearly replacement cost of cheap blue tarps. Even cheap blue tarps get expensive if you use a lot of ’em. Bet that car didn’t cost much though. Maybe that’s where
There isn’t a lot of projected cushion for each check—(I’ll know better after the 1st one), so I have split up the checks so that X bills get paid from the 15th check and X bills get paid from the 30th check, and I’m taking 1/2 rent and 1/2 gas budget out of each check
Getting 5% cash back is fine, except when someone spends 40% more on items they weren’t going to buy. How many people go to dinner and overspend? How many go shopping without a budget and overspend? If you spent $100 to get $5 back, you could have spent $90 and save the $10. Responsible people