I worked at a company where

One of the board members would hold checks and give them to his assistant to deposit maybe a couple times a year. The bank (don’t know if it was his or or the company’s) wouldn’t cash anything over six months old, so his assistant would have to ask us to replace the old checks. This

Years ago (like 30)

I used to work for a mortgage company in the Los Angeles area. We made second mortgages. Firsts were going for about 13 – 14% and our seconds were 18 – 21% depending on the borrower’s credit rating. We had one investor (that’s where we got the money to loan) who would save up all

We always pay rent by money order

(stems from years ago, different landlord, who used to take up to 6 weeks to cash a check….) Walmart’s limit for MO’s is $1000 at a time, so I’ll just go get the MO twice a month instead of once a month. Does anyone know if Sam’s Club issues money orders? I ask because the

Right!

I would cut back if I had a $500 water bill and if I used credit cards and bought unnecessary items I wouldn’t use a credit card nor would I buy those things with cash. I’m tight with buying however I buy. We aren’t in flood or tornado country but we are in earthquake area.

I think sometimes

it’s not necessarily about being lazy or complaining. I think it’s a loss of ‘hope’. There are many out there who truly don’t BELIEVE they will ever be without debt, payday loans or payments and they can’t see a way out. I’ve seen it several times with people who have attended the FPU Classes I’ve