re:what’s the problem if already written the check and deducted it

Well, because if we had a good handle on our finances, we wouldn’t need VS.

But seriously. We’re not talking $800 rent checks here. We’re talking $2500-$3000 rent checks. So by the time they used to get around to cashing them, $6-9k or more was coming out at a time. Sure, in theory that shouldn’t be a big deal. Until an unexpected or unplanned expense hits and the check(s) either bounce or overdraft the account.

And due to the high dollar amount, (at least here in California) it opens you up to check kiting charges, even if the overdraft/bounce isn’t entirely your fault.

Just one less thing to have to deal with.